Welcome to Our SBA Loan and Business Financing Pages.
Need Money to Buy, Start, Grow, Expand, or Merge a Business?
For SBA Business Loan (7(a) or (504), you've reached the right source. To discover which loan is right for you, Click Here.
For Fast, Instant Funding & Quick Business Capital; CLICK HERE.
For a Business Line of Credit, Equipment Financing, Asset Based Lending, Invoice Factoring, and Employee Pay Advance; CLICK HERE.
“Mr. Aamir Sharif has been well known to me for the last 17 years, a reliable financier and the ‘go-to person’ for any financial needs; be it for Real Estate or Business acquisition. He has helped me and a few acquaintances get approved for various types of loans in short periods of time."
Rakesh Vahal, Owner, Care Well Global
Has the Lack of Capital Stagnated your Goals & Growth?
When Your Bank Can't & Won't Help - We Certainly Can & Will! …In Fact, We Do It Better!! GUARANTEED!!! Contact Us, Today, to Fund Your Business Acquisition, Start-Up & Growth!
So, Here's a Rhetorical Question:
Why Even Bother Wasting Time With Your Limited Local Bank, Anyway... When We Are Simply & Easily Your Nationwide Go-to Source for ALL Your Business Financing, Marketing, and Capital Needs?!
Simply put... Your Bank Can't Compete With Our Over-All Financial Services. Nor, Will They Put What's in Your Very Best Interest, First! Unless You're depositing Hundreds of Thousands of dollars, per Month, into their bank vault... Then, They May... FACTS!!
Case Study: A Triumphant Story About One of Our Clients...
…Who came to us needing a $1.2M Loan, when no bank could or would help them.
One of our repeat Clients referred, a potential buyer, to us who was interested in buying two of his businesses. He wanted us to help them obtain a loan they needed to purchase his two businesses. 💰💰
This potential buyer Mr. and Mrs. Fagbodun needed $1.2M to purchase the businesses, which included real estate: but, only had $5,000 in cash. The buyer wanted us to not only help them obtain a loan, but create asset protection for the two businesses, they wanted to purchase. 💵
Most Commercial Lenders will provide a 75% LTV of the amount needed for purchase. Needless to say a 75% LTV requires a borrower to produce the remaining 25% in order to complete the purchase, plus additional monies to pay for fees and reports..
Therefore, this particular buyer/borrower was $295K short of meeting that 75%LTV requirement. So, we needed to do what we do... Make it happen!! 👼🙏
After learning that we help businesses achieve asset protection, the borrower also wanted us to provide their two new businesses with asset protection. So, we asked the borrower if he or his wife possessed an IRA. Fortunately, the wife had an IRA which had $60K in it, that could be used. Therefore, we then used and converted the wife's IRA into a corporation, to help towards obtaining the loan, to purchase the two businesses; which would in turn provide both businesses with asset protection.💡
At which time, we enter into negotiations with one of our approved SBA lender partners, by asking them to increase their LTV, on this transaction. They ended up increasing it to 82.5%, which was fortunate, for the borrower. Now, the borrower was $150K away from meeting the criteria to obtain 82.5% of the $1.2M purchase price.
So what did we do next❓
We called the Seller and asked if he would not only be willing to carry-back $150K on the purchase amount, but add-in an additional favor, to make the deal happen. He said to give him a couple of days to think about it and discuss with his wife and he would get back to us.⏰
Well, to our surprise, he got back to us the next day, and said yes he would do it; and not just carry-back $150K but defer the payments on the carry-back for 2 years. The seller granted us our request.😮👍
Now, with the $60K from the IRA and the $150K carry-back from the seller, for a total of $210K, our SBA lender partner, agreed to the arrangement and granted a loan in the amount of $990K to transact the purchase of both businesses.
YES‼️👍
MISSION ACCOMPLISHED‼️… And we were very happy for our client, the Fagboduns, to have helped them achieve their goal, successfully.🤩
LET'S MAKE IT HAPPEN FOR YOU , AS WELL‼️
Results may vary. All loans are subject to credit approval. Restrictions and limitations may apply. NLBS does not provide tax, legal or investment advice. All decisions concerning these matters should be made in conjunction with your professional advisors.
Let's Get You the Money You Need To Purchase, Start-Up, Grow, or Expand Your Business, Here.
"It is our hope and belief to continue to work with Mr. Sharif, at NextLevel Business Solutions, in the future funding of our business and the acquisition of additional facilities in the healthcare service sector of the economy. Thank you very much for a job well done."
James Fagbodun, Owner, Wildflower Inn & Rainbow Manor ALF
Here's a List of Business Loan, Funding & Financing Options
…We Offer & Provide Our Clients; for Business Acquisitions, Growth, Real Estate Investments & More.
Imagine the possibilities when you have the right financial support at your fingertips. Take a look at each and let us know which loan, funding or financing product interest you, in this moment.
SBA SMALL BUSINESS LOANS 7(a) & 504
We are Premiere SBA Loan Specialists and Approved Brokers; and have been since 1990. In the section, here, you will see specific business categories, in which we have teams specifically dedicated to financing these particular types of businesses. Nevertheless, if your industry is not among them, no worries... Let us know of your financing needs and we will "Do What We Do... We Make It Happen!" We can provide financing for all types of businesses; with the exception of high risk, businesses.
SMALL BUSINESS FINANCING STATISTICS - Just The Facts...
Our Small Business Financing Statistics Article/Blog will give you a nationwide perspective on small businesses, regarding financing. These statistics will bring about a better and more realistic perspective for most small business owners.
SELF-EMPLOYED FAST & INSTANT SAME DAY FUNDING - Get Up To $20K, Today!
While being non-SBA and Revenue-Based, this type of funding can be had within 24 hours, providing you, the borrower, qualify. The process is Simple & Easy. It's our most popular funding platform.
- Funding ranges from $300 - $20K
- Repayment terms from 3-6 months
- Weekly Payments
QUICK BUSINESS CAPITAL - Get Up to $2M+, This Week!
This type of funding is also non-SBA and Revenue-Based, which is predicated on consistent monthly bank deposits of a certain amount. It's Simple, Easy, and Fast to apply and receive.
- Funding ranges from $10K - $2M+
- Repayment terms from 4-24 months
- Daily (M-F) and Weekly Payments
The Following, are 'More Financing Options', We Offer; Which You'll Find, on our other Pages.
This next set of financing types are very strong viable options to loans and shouldn't be overlooked. CLICK HERE TO PERUSE MORE INFORMATION ON THE FOLLOWING LIST OF OTHER FINANCING OPTIONS.
LOC - BUSINESS LINE OF CREDIT
By having a Business LOC, you will have money reserved and available when you need it, 24/7; and you only pay interest on the funds you take out. Our process is very easy and approval is very quick.
- Credit limits from $6K - $100K
- Flexible repayment terms from 6-24 months
- Only pay for what you borrow
EQUIPMENT FINANCING & LEASING
Don't sacrifice potential revenue, profits, and growth. Inquire about our equipment financing to fund the equipment and technology you really need, to perform a service or to get a job done much faster, allowing you to grow that much quicker.
ASSET-BACKED FUNDING
We can finance up to 80% of your Commercial Property Value - Minus the debt you owe on the property - up to $50 million. If you wish to purchase income producing commercial properties, we provide a service that not only locates good investment properties for sale, We can analyze it for you, and provide you with financing, to purchase it, as well. A RARE YET, VERY VALUABLE SERVICE, WE PROVIDE, INDEED!!
INVOICE FACTORING & ACCOUNTS RECEIVABLE FINANCING
Don’t allow your business to stagnate, due to a lack of capital; while you wait 30, 60 or 90 days for customers, clients, and government to pay. Get an advance on your outstanding invoices with invoice factoring or accounts receivable financing. Once you're set-up, in our system, you can receive funds, in as quickly as 24-48 hours.
EMPLOYEE PAY ADVANCE
Your Employees Will ABSOLUTELY LOVE YOU!!! Through our platform, they can get up to 50% of their paycheck BEFORE pay day - as soon their income is reported to payroll. Gain A Competitive Advantage Attracting And Retaining Employees - With No Cost Or Risk To You or Your Employees.
SBA Small Business 7(a) & 504 Loans.
We Offer & Provide Flexible Options to Finance Business Growth!
At NextLevel Business Solutions, we are more than SBA Loan Specialists—we are your strategic business partners, dedicated to transforming your vision into reality.
Imagine a partner with over 35+ years of nationwide expertise, equipped with vast resources, ready to tailor financing solutions specifically for your business. That’s us.
Our mission is to align with your goals, providing financing that resonates with your vision and drives your success.
Envision yourself focusing on what you do best—running your business—while we handle the complexities of securing the right financing.
We understand that navigating business financial options can be overwhelming. Different choices impact your cash flow, taxes, operations, and competitive position in unique ways.
That’s where we come in. Our role is to simplify these decisions for you, helping you make choices that enhance your business outcomes.
At NLBS, our lending solutions are crafted by a team of experienced loan specialists and banking professionals who truly understand your industry. We use our creativity, knowledge, and expertise to develop the perfect financing plan for your business.
With over 200 years of combined lending experience, our team is ready to guide you toward success.
Choosing the right business loan is crucial. We adopt a consultative approach, partnering with you to structure the financing that will drive your business growth and success.
NOTE: We serve a wide range of industries and have specialized teams focused on various sectors. If you don’t see your industry listed, don’t worry—just reach out to us. We’re here to provide the support you need to grow, succeed, and flourish!
Let Us Know Which Loan Program Best Fits Your Business Needs
M&A Financing
Capitalize on opportunities to merge and purchase with confidence.
Unlock your potential and seize opportunities with unwavering confidence.
At NLBS, we empower buyers to finance Merger & Acquisition Transactions with ease. We understand your unique perspective on the business world, and we share that vision.
Our extensive experience provides us with unparalleled insights, enabling us to expertly navigate the distinct nuances of each deal.
As a premier nationwide SBA Loan Broker & Specialist, we excel in M&A financing across diverse industries.
Whether you’re pursuing a merger or an acquisition, we recognize the unique challenges each transaction presents.
That’s why partnering with an experienced Loan Specialist is crucial. With centuries of combined lending expertise, our team is dedicated to guiding you through the intricate landscape of M&A transactions.
Merge your vision with our expertise and achieve extraordinary success!
- Significantly reduce the time and expense associated with the acquisition process
- Smart options
- Speed to market, PLUS;
- Longer terms for cash flow enhancement
- Increased liquidity for next opportunity
- Streamlined underwriting and closing process, PLUS;
- True Cash Flow Lending
- Expert Advice & Support
- Quick Responses
- Experienced Acquisition Underwriters, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights
Let us show you how NLBS can help get your deal to the closing table.
Considering an acquisition, buying out a partner or looking at a bolt-on? We’re ready to help!
Talk to us and find out what it’s like to work with a Loan Specialist, who puts you first.
We’re committed to do our best to make it happen your way.
Franchise Financing
Are you ready for a financing partner with the means to unlock your path to greater success?
Unlock your franchise dreams with confidence and clarity.
Whether you want to purchase a new franchise, or buy an established franchise operation, or start you own franchise, we are here to assist you in accomplishing your desire.
Whether you’re a first-time operator or a seasoned multi-unit owner, we understand your unique challenges and tailor loans to meet your specific needs.
From opening your first unit to expanding your tenth, we provide the right funding, with the best terms, exactly when you need it.
With decades of SBA financing experience, we guide you through every step, ensuring you stay on the path to success.
Share your franchise vision with us, and let’s make it a reality.
Experience the difference of working with experts who prioritize your goals and have the resources to help you achieve them.
- Franchise Acquisitions
- Partner Buyout
- Development of New Locations
- Re-Imaging
- Relocations of Existing Stores
- New Equipment
- Debt Consolidation, PLUS;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity, PLUS;
- Experienced Underwriters & Closers
- Streamlined underwriting and closing process, PLUS;
We’re committed to do our best to make it happen your way.
Commercial Real Estate Financing
Professional Services Firms Financing
Location. Location. Location.
It's often touted as the key to success in Commercial Real Estate, but we believe that the right financing is just as crucial in amplifying your returns and saving you money.
Imagine this: With the perfect blend of location and optimal financing, your investment can thrive beyond expectations.
Enhance your investment strategy with our sister company, 'NextLevel CRE Investment Services,' where expert guidance helps you pinpoint the ideal income-generating commercial property tailored to your unique needs.
Our seasoned lenders are here to secure the best funding for your real estate project, providing specialized insights that align with your long-term business goals. We understand that choosing the right property involves many factors, and financing is no different.
We offer an extensive range of real estate loan options nationwide. Let us guide you through the process and find the perfect financial solution to elevate your project.
- Apartment Buildings
- Storage Facilities
- Offices
- Warehouses
- Light Industrial Buildings
- Commercial Condominium
- Retail Buildings
- Manufacturing Facilities
- Distribution Facilities
- Medical Buildings
- Dental Office Buildings
- Research and Development Buildings, PLUS;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
- Experienced Underwriters & Closers
- Streamlined underwriting and closing process, PLUS;
We’re committed to do our best to make it happen your way.
Professional Services Firms Financing
Professional Services Firms Financing
Professional Services Firms Financing
Empower your professional service firm with the financing you need to thrive.
At NLBS, we understand that whether you’re in accounting, insurance, architecture, engineering, or law, you share a common need for capital to fuel your operations.
As a professional service provider, you expect a high level of service, and we are here to exceed those expectations.
Our extensive experience with a wide range of service providers gives us unique insights into your business needs.
Recognizing the immense value you bring to the business community, we are dedicated to helping you secure the funding necessary for expansion and growth.
Leverage our expertise and knowledge to navigate the challenges you face.
We’re here to provide the support and service you deserve. Let’s begin your journey to success today.
- Buy a firm
- Build a practice
- Grow an existing business
- Expand Business Operations
- Technology Upgrades
- New Equipment
- Materials
- Manage Staffing Needs
- Invest in Marketing, PLUS;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity, PLUS;
- Streamlined underwriting and closing process
- Quick Response
- Flexible Options
- Experienced Underwriters
- Fast Closings, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
Combine your vision with our expertise!
We’re committed to do our best to make it happen your way.
Search Fund Financing
Professional Services Firms Financing
Manufacturing & Exporting Financing
Fuel Your Entrepreneurial Journey Through Acquisition
Choosing the right financing partner is a game-changer for your success.
As a self-funded searcher, you're poised to accelerate your growth, bypassing the typical startup challenges and avoiding years of climbing the business ladder.
You need confidence that your Loan Specialist has the expertise and drive to propel your business loan to completion.
Enter Bruce, NLBS’s Search Fund Specialist. With decades of experience in search fund transactions, Bruce possesses a deep understanding of what works and what doesn’t in this complex arena. His track record speaks volumes—he has guided countless individuals and partners to financial success.
Bruce values transparency and honesty, essential qualities for navigating the intricate process of search fund lending.
From crafting commitment letters to expediting the final closing, you'll have the assurance that Bruce and NLBS are dedicated to your success.
Underwriting a search fund transaction involves much more than ticking boxes. NLBS’s seasoned search fund underwriting team, armed with extensive experience and valuable industry connections, is here to help self-funded searchers like you access the capital needed to acquire and grow your business.
- Significantly reduce the time and expense associated with the acquisition process
- Smart options
- Speed to market, PLUS;
- True Cash Flow Lending
- Expert Advice & Support
- Quick Responses
- Experienced Underwriters & Closing Team
- An executive loan committee who understands the search fund model, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
We’re committed to do our best to make it happen your way.
Manufacturing & Exporting Financing
Professional Services Firms Financing
Manufacturing & Exporting Financing
Unlock the full potential of your manufacturing business with tailored financial solutions.
At NLBS, we possess a comprehensive understanding of your financial needs, ensuring you receive the best support possible.
Tailored Solutions for Manufacturers!
Partnering with the right Funding Specialist is crucial for identifying key opportunities, challenges, and revenue drivers that enhance your company’s profitability. Our goal is to provide you with the flexibility and resources to focus on revenue-generating activities.
As a nationwide Loan Specialist, we are your premier choice for Manufacturing & Exporting financing options.
Our 360-degree understanding of business lending maximizes your available cash flow.
We recognize the diversity and challenges within the manufacturing industry.
That’s why we offer financing solutions that empower your business when you need it most—whether it’s purchasing new equipment, refreshing inventory, hiring additional employees, or meeting production demands.
Whatever your needs, we’re here to help your business thrive. Let’s start your journey to success today.
- Real Estate Acquisition
- Purchase Manufacturing Equipment
- Business Acquisition
- Refinance
- Expand Business Operations
- Technology Upgrades
- Pay for Materials, PLUS;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity
- Streamlined underwriting and closing process, PLUS;
- Expert Advice & Support
- Quick Responses
- Flexible Options
- Experienced M&E Underwriters,,, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
We’re committed to do our best to make it happen your way.
Pharmacy Financing
Dental Practice Financing
Healthcare Financing
The Perfect Prescription for Pharmacy Loans
Are you considering financing a loan for your pharmacy?
Independent pharmacies are essential in meeting the healthcare needs of their communities, and at NLBS, we understand the unique lending needs of pharmacy owners.
Expertise in Healthcare Financing
With extensive experience across the healthcare sector, we specialize in helping independent pharmacies achieve their financial goals.
Whether you need funding for real estate, acquiring an existing pharmacy, upgrading technology, or expanding to new locations, we have the right financing solutions to help you succeed.
Your Success is Our Priority
Nothing is more important to us than ensuring your business thrives.
Our guidance, built on years of experience, helps you avoid common pitfalls in the small business loan process, saving you time and money.
Tailored Solutions for Your Pharmacy
We offer personalized financing options to meet your specific needs, ensuring you get the best available options for your business.
Work with a specialist who truly understands the pharmacy industry and is dedicated to your success.
Partner with NLBS
Let us help you navigate the complexities of financing so you can focus on what matters most—providing exceptional care to your community.
Combine your vision with our expertise and watch your pharmacy flourish.
- Commercial Real Estate Acquisition or Refinance
- Practice Acquisition and Partner Buy-out
- Expansion
- Debt Consolidation and Refinancing
- Ground Up Construction and Leasehold Improvements, PLUS;
As a nationwide SBA Loan Specialist, we have a proven track record of success working with pharmacy loans.
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity
- Streamlined underwriting and closing process, PLUS;
- Quick Response
- Flexible Options
- Experienced Underwriters
- Fast Closings, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
We’re committed to do our best to make it happen your way.
Healthcare Financing
Dental Practice Financing
Healthcare Financing
Achieve Your Goals with Tailored Financing Solutions
We understand your business and your aspirations.
Our lenders via NLBS have financed thousands of medical practice loans, and we speak your language.
Expert Support for Medical Professionals
You deserve a team that hits the ground running, implementing proven processes to achieve your business goals.
As true financial partners, we specialize in exceeding the expectations of medical professionals like you.
Specialized Healthcare Loan Services
As healthcare loan specialists, we understand the unique challenges your business faces and the need to balance growth with quality care.
NLBS has a dedicated division providing financial products and services for healthcare professionals. This is our foundation, established in 1990.
Navigating Complex Financial Needs
The financial needs of the healthcare industry are diverse, complex, and ever-changing. We stay current on the latest trends, best practices, regulations, and innovative solutions to meet these demands.
Flexible Patient Financing Options
Are you offering your patients instant, flexible financing for high-ticket procedures they want and need?
Click here to learn more about our flexible patient financing options. Rest assured, NLBS is HIPAA compliant.
Combining Vision with Expertise
By combining our resources and expertise, we tailor solutions to help you run your business smoothly, allowing you to focus on caring for your patients, residents, and clients.
We have provided millions in financing for many assisted living facilities nationwide.
Partner with Us
Combine your vision with our expertise and achieve your goals.
Let us help you navigate the complexities of financing so you can provide exceptional care and grow your practice.
- Commercial Real Estate Acquisition or Refinance
- Practice Acquisition and Partner Buy-out
- Startup and Expansion
- Debt Consolidation and Refinancing
- Ground Up Construction and Leasehold Improvements, PLUS;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity
- Streamlined underwriting and closing process, PLUS;
- Quick Response
- Flexible Options
- Experienced Underwriters
- Fast Closings, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
We’re committed to do our best to make it happen your way.
Dental Practice Financing
Dental Practice Financing
Veterinary Practice Financing
Elevate Your Dental Practice with Tailored Financing Solutions
You’ve dedicated countless hours to perfecting your skills as a dentist. Now, it’s time to exponentially grow your practice and realize your vision.
Expert Support for Your Unique Challenges
As a nationwide SBA Loan Specialist, we understand the unique challenges your practice faces and the need to balance growth with exceptional care. We’ve been there, and we’re here to help you succeed.
Specialized Financial Services for Healthcare Professionals
NLBS has a dedicated division focused solely on providing financial products and services for healthcare professionals. We stay current on the latest trends, best practices, regulations, and innovative solutions to meet the diverse and complex needs of the healthcare industry.
Stay Ahead with Expert Guidance
Our team is committed to helping you navigate the financial landscape, ensuring you have the resources to grow your practice while maintaining the highest standards of care.
Let us help you turn your vision into reality and achieve exponential growth.
- Commercial Real Estate Acquisition or Refinance
- Practice Acquisition or Partner Buy-out
- Startup and Expansion
- Debt Consolidation and Refinancing
- Ground Up Construction and Leasehold Improvements, Plus;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity
- Streamlined underwriting and closing process
- Deal Dynamics
- Due Diligence Process
- Industry Insights, Plus;
- Quick Response
- Flexible Options
Experienced Underwriters - Fast Closings, PLUS;
NLBS is HIPPA Compliant.
NOTE: If You're not offering Instant "Flex-Fi™" Patient Financing to your Patients, to assist them in paying for your High-Ticket Procedures, You can do so, via NLBS. CLICK HERE FOR MORE INFORMATION.
We’re committed to do our best to make it happen your way.
Veterinary Practice Financing
Senior Care/Skilled Nursing Financing
Veterinary Practice Financing
Tailored Financing Solutions for Your Unique Veterinary Practice
We understand that your business is a different breed. Your passion for care is matched by our dedication to helping practices like yours thrive.
Guiding You to Success
Our experienced team is here to guide you through the financing process, helping you make informed choices that expedite your funding and achieve your goals.
Just as you listen to your clients’ needs, we listen to your plans and aspirations. When you’re excited about your practice’s future, we’re excited to help you move forward.
Specialists in Veterinary Financing
As experts in financing veterinary practices, we recognize the unique challenges you face and the need to balance growth with exceptional care.
Our focus is on your success, ensuring you have the financial support to meet your goals.
Patient Financing Options
Are you offering your pet owner clients instant financing for high-ticket procedures their pets need? Click here to learn more about our patient financing options.
Dedicated to Veterinary Professionals
NLBS has a division solely dedicated to providing financial products and services for veterinary professionals.
We stay current on the latest trends, best practices, regulations, and innovative solutions to meet the diverse and complex needs of your industry.
Tailored Solutions for Your Practice
By combining our resources and expertise, we tailor solutions to help you run your business smoothly, allowing you to focus on what matters most—your patients and clients.
Let us help you navigate the complexities of financing so you can provide exceptional care and grow your practice.
- Commercial Real Estate Acquisition or Refinance
- Practice Acquisition or Partner Buy-out
- Startup
- Debt Consolidation and Refinancing
- Ground Up Construction and Leasehold Improvements, PLUS;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity
- Streamlined underwriting and closing process, PLUS;
- Quick Response
- Flexible Options
- Experienced Underwriters
- Fast Closings, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
We’re committed to do our best to make it happen your way.
Optometry Financing
Senior Care/Skilled Nursing Financing
Senior Care/Skilled Nursing Financing
Transform Your Optometry Practice with Tailored Financing Solutions
Imagine turning your vision into reality. Whether you’re launching your first practice, expanding to new locations, experiencing a surge in business, or investing in cutting-edge technology, we are here to help you achieve your goals.
Expertise Meets Insight
You excel in eye care services, and we bring unparalleled financing expertise.
We understand that your optometry practice is unique, which is why we customize our financing solutions to meet your specific needs.
From start-up to expansion, retirement, and eventual sale, we provide the financial support you need at every stage of your business journey.
Guidance Every Step of the Way
Our experienced lending experts will guide you through the entire financing process, ensuring you secure the right loan for your practice.
We listen to your plans and aspirations, just as you listen to your patients.
When you’re excited about your future, we’re excited to help you make it happen.
Dedicated to Optometry Professionals
NLBS has a specialized division dedicated to providing financial products and services for optometry professionals.
We stay current on the latest trends, best practices, regulations, and innovative solutions to meet the diverse and complex needs of your industry.
HIPAA Compliant
We are HIPAA compliant, ensuring the highest standards of privacy and security, regarding our marketing for Optometrist.
Are you offering your patients instant financing for high-ticket procedures they may want and need? Click here to learn more about our patient financing options.
Tailored Solutions for Your Success
By combining our resources and expertise, we tailor solutions to help you run your business smoothly, allowing you to focus on what matters most—your patients and clients.
Let us help you navigate the complexities of financing so you can provide exceptional care and grow your practice.
- Commercial Real Estate Acquisition or Refinance
- Practice Acquisition or Partner Buy-out
- Startup
- Debt Consolidation and Refinancing
- Ground Up Construction and Leasehold Improvements, PLUS;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity
- Streamlined underwriting and closing process, PLUS;
- Quick Response
- Flexible Options
- Experienced Underwriters
- Fast Closings, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
We’re committed to do our best to make it happen your way.
Senior Care/Skilled Nursing Financing
Senior Care/Skilled Nursing Financing
Senior Care/Skilled Nursing Financing
Propel Your Senior Care Project Forward with Tailored Financing Solutions!
As the baby boomer generation steps into the next phase of their lives, the demand for senior care is skyrocketing.
With over 77 million adults set to retire in the next two decades, the opportunity to provide essential housing and services is expanding exponentially.
Whether you’re planning to specialize in Alzheimer’s care, open an adult day care center, acquire real estate for a new facility, or purchase an existing assisted living or home care operation, now is the time to prepare for this growing demand.
NLBS: Your Nationwide SBA Loan Specialist
NLBS stands out as a premier nationwide SBA Loan Specialist for the senior care industry.
Our expert lenders leverage their extensive experience to deliver optimal lending solutions, allowing you to focus on providing high-quality care and a broad range of services to this vital segment of the population.
Having facilitated substantial financing for Assisted Living Facilities over the years, we share your commitment to enhancing the care and well-being of seniors and their families.
These modern care facilities are a far cry from your grandparents’ nursing homes!
Meeting the Modern Demands of Senior Care
The increasing need for advanced equipment, state-of-the-art facilities, expanded services, and qualified, compassionate providers will place unprecedented demands on your capital.
Our loan experts are here to help you access the right financing options to meet these needs, ensuring a positive living experience for seniors.
We understand your business requirements and are dedicated to helping you succeed.
Comprehensive Real Estate Loan Options
We offer a diverse range of real estate loan options nationwide and will guide you to the best choice for your project.
Let us help you navigate the complexities of financing so you can focus on what matters most—providing exceptional care for seniors.
- Commercial Real Estate Acquisition and Refinance
- Business Acquisition and Partner Buy-outs
- Startup and Expansion
- Debt Consolidation and Refinancing
- Ground Up Construction and Leasehold Improvements, PLUS;
- Longer terms for cash flow enhancement
- Low down payment requirements
- Increased liquidity for next opportunity
- Streamline underwriting and closing process, PLUS;
- Quick Response
- Flexible Options
- Experienced Underwriters
- Fast Closings, PLUS;
- Deal Dynamics
- Due Diligence Process
- Industry Insights, PLUS;
We’re committed to do our best to make it happen your way.
VETERANS FINANCING
VETERANS FINANCING
VETERANS FINANCING
You put your Country First. So, let us put you 1st
SBA Loan Programs for Veteran-Owned Businesses.
NLBS is proud to offer SBA Loan Programs that assist Veterans in acquiring capital to start, grow or succeed in business.
For Qualified Veteran-Owned Businesses, NLBS approved SBA
Lending partners will...
- Waive the $2,500 packaging fee for your loan
- Give you one half of one percent towards a lower interest rate
Veterans Small Business Qualifications:
A small business must be at least 51% owned and controlled by an individual or individuals in the following groups:
- Honorably discharged veterans
- Active duty military service member eligible for the military's Transition Assistance Program (TAP)
- Service-disabled veterans
- Reservists and/or active National Guard members
- Current spouse of any veteran, active duty service member, Reservist, National Guard member, or the widowed spouse of a service member who died while in service or as a result of a service-connected disability
Plus You Will Enjoy:
- Expert Advice & Support
- Quick Responses
- Experienced Underwriters & Closers
- Fast Closings
Having the right loan specialist is essential to your success.
Talk to us about your business and where you want it to go. We can help you get there. Find out what it’s like to work with a loan specialist who puts you first.
We’re committed to do our best to make it happen your way.
ESOP FINANCING
VETERANS FINANCING
VETERANS FINANCING
ATTENTION: BUSINESS OWNERS
Who either need a significant BOOST in cash infusion, performance, and many other areas of their business.
Or if you are struggling to sell your business, you may want to give an ESOP some very strong consideration, as an alternative.
There are many fruitful positive benefits for considering this option, for which we will share below and in the next column; including the benefit of boosting employee performance, moral, and retention. Along with boosting company revenue, profit, and valuation.
NLBS: Your Premier Source for SBA ESOP Financing
As a business owner planning for retirement, you want to ensure the best for the dedicated team that helped build and operate your business—your employees.
An Employee Stock Ownership Plan (ESOP) offers an excellent alternative to selling your business to an outside party. With our SBA 7(a) loan program, qualified companies can seamlessly transition ownership to their employees.
As a nationwide Preferred SBA Loan Specialist and Approved Broker, NLBS is equipped with a skilled ESOP lending and management team.
We understand the intricacies of ESOPs and are committed to guiding you through every step.
Our efficient closing and underwriting team is here to ensure your ESOP deal progresses smoothly and reaches the closing table with confidence.
Partner with NLBS to make the transition process as seamless and rewarding as possible for you and your employees.
***READ MORE about the Benefits and the Process of an ESOP in the next two columns.
An ESOP Can Help Your Company:
- Create business succession planning with pre-tax dollars
- Protect the legacy of a business and maintain company culture
- Reward key employees
- Provide tax benefits to selling shareholders
- Provide employees with a unique retirement benefit
Loan proceeds may be used for two purposes:
- Purchase a controlling interest (51% or more) in the company as employee owned
- Help finance the growth of an employer's small business
Size of Loan:
- Up to $7 million
Type of Loan:
- SBA 7(a)
- Pari Passu (Having Equal Rights)
- SBA 504
Plus You Will Enjoy:
- Expert Advice & Support
- Quick Responses
- Experienced Underwriters & Closers
- Fast Closings
Having the right loan specialist is essential to your success.
Talk to us about your business and where you want it to go. We can help you get there. Find out what it’s like to work with a loan specialist who puts you first.
We’re committed to do our best to accommodate your specific needs.
ESOP BENEFITS
ESOP BENEFITS
ESOP BENEFITS
Implementing an ESOP can be an exciting transaction and transition for you, your employees, and their families.
ESOP (Employee Stock Ownership Plan) financing offers several benefits for both the company and its employees. Here are some key advantages:
1. TAX BENEFITS
• Tax Deductibility: Contributions used to repay an ESOP loan, including both principal and interest, are tax-deductible.
• Tax-Deferred Gains: Sellers of stock to an ESOP can defer capital gains taxes if the ESOP owns at least 30% of the company.
• Tax-Free Earnings: ESOP-owned companies can potentially avoid paying federal and state income taxes on the portion of the business owned by the ESOP.
2. EMPLOYEE MOTIVATION & RETENTION
• Ownership Stake: Employees gain a direct ownership interest in the company, which can increase their motivation and loyalty.
• Enhanced Engagement: Employees are more likely to be engaged and productive when they have a stake in the company’s success.
3. SUCCESSION PLANNING
• Controlled Exit: ESOPs provide a structured way for business owners to exit the company while ensuring continuity and stability.
• Fair Market Value: Owners can sell their shares at fair market value, ensuring they receive a fair price for their business.
4. IMPROVED COMPANY PERFORMANCE
• Increased Productivity: Companies with ESOPs often see improved productivity and innovation due to the alignment of employee and company interests.
• Better Financial Performance: Studies have shown that ESOP companies tend to perform better financially compared to non-ESOP companies.
5. FINANCIAL FLEXIBILITY
• Leveraged ESOPs: Companies can use leveraged ESOPs to borrow money for various purposes, such as buying out existing shareholders or funding expansion.
• Cash Flow Benefits: ESOP financing can improve cash flow by making principal payments tax-deductible.
6. EMPLOYEE BENEFITS
• Retirement Savings: ESOPs provide employees with a valuable retirement benefit, as they accumulate shares over time.
• Financial Security: Employees gain financial security through ownership, which can lead to increased job satisfaction and stability.
7. CORPORATE CULTURE
• Positive Work Environment: ESOPs can foster a positive corporate culture by promoting a sense of ownership and shared goals among employees.
• Alignment of Interests: Employees and management are aligned in their efforts to improve company performance and increase share value.
These benefits make ESOP financing an attractive option for companies looking to enhance employee engagement, improve financial performance, and provide a structured exit strategy for owners.
Plus You Will Enjoy:
- Expert Advice & Support
- Quick Responses
- Experienced Underwriters & Closers
- Fast Closings
Having the right loan specialist is essential to your success.
Talk to us about your business and where you want it to go. We can help you get there. Find out what it’s like to work with a loan specialist who puts you first.
We’re committed to do our best to make it happen your way.
ESOP PROCESS
ESOP BENEFITS
ESOP BENEFITS
Setting up an Employee Stock Ownership Plan (ESOP) involves several key steps. Here’s a general outline of the process; in which we can either help guide you or do for you:
1. DETERMINE FEASIBILITY
• Assess Interest: Ensure that you, as the owner, and your employees, are willing to sell and buy shares to the ESOP
• Conduct a Feasibility Study: Evaluate the financial impact and benefits of establishing an ESOP for your company.
2. CONDUCT a VALUATION
• Hire a Valuation Firm: Obtain an independent valuation of your company to determine the fair market value of the shares.
3. HIRE an ESOP ATTORNEY
• Legal Expertise: Engage an attorney experienced in ESOPs to help navigate the legal requirements and draft the necessary documents.
4. OBTAIN FINANCING
• Secure Funding: Here's where we come in... Arrange for the necessary financing to fund the ESOP. This can involve borrowing money or using company funds to purchase shares.
5. ESTABLISH the ESOP TRUST
• Create a Trust: Set up an ESOP trust to hold the shares on behalf of the employees.
• Fund the Trust: Contribute company shares or cash to the trust, or have the trust borrow money to buy shares.
6. DESIGN the ESOP PLAN
• Plan Provisions: Work with your attorney and consultants to design the specific provisions of the ESOP, including eligibility, vesting schedules, and distribution rules.
• Trustee Appointment: Decide whether to appoint an internal trustee or hire a professional independent trustee to manage the ESOP.
7. IMPLEMENT the ESOP
• Employee Communication: Inform employees about the ESOP and how it works. Provide education on the benefits and responsibilities of being an ESOP participant.
• Ongoing Administration: Set processes for the ongoing administration of the ESOP, including annual valuations, contributions, and distributions.
8. MONITOR & ADJUST
• Regular Reviews: Continuously monitor the ESOP to ensure it meets the company’s goals and complies with legal requirements.
• Adjust as Needed: Make adjustments to the plan as necessary to address changes in the company’s circumstances or regulatory environment.
Plus You Will Enjoy:
- Expert Advice & Support
- Quick Responses
- Experienced Underwriters & Closers
- Fast Closings
Having the right loan specialist is essential to your success.
Talk to us about your business and where you want it to go. We can help you get there. We can also help complete all of the above outlined steps of forming the ESOP for you. Find out what it’s like to work with a loan specialist and business consultant, who puts you first.
We’re committed to do our best to accommodate your specific needs.
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